Saved sample
Fresh, as of 2026-10-14
Pendle
PENDLE risk indicators
ethereum · 0x808507121b80c02388fad14726482e061b8da827
Price $2.14. Market cap $371.59M. FDV $601.76M. 24h volume $58.30M. 30d 0.8%. Fact, CoinGecko. Price is context, not a statement about fundamentals.
Saved sample from the prototype run. A new check from the paste box uses the same thresholds against current sources and adds the claim audit, ownership, adoption, peer, and 30-day sections.
Risk score
23 / 100
Contained
Confidence High
Score 23 of 100. Zones: Low risk, Contained, Mixed, Elevated, High risk.
What the flags say
PENDLE reads Contained in this view (23 of 100). Watch items: Contract risks, Holder concentration, Liquidity, Supply and unlocks. This describes the current checks. It is not a forecast.
1. Contract risksWatch
Honeypot (cannot sell)
Low concern · no
Honeypot (cannot sell) sits inside the published threshold (no).
Buy blocked
Low concern · no
Buy blocked sits inside the published threshold (no).
Hidden owner
Low concern · no
Hidden owner sits inside the published threshold (no).
Owner can reclaim ownership
Low concern · no
Owner can reclaim ownership sits inside the published threshold (no).
Self-destruct
Low concern · no
Self-destruct sits inside the published threshold (no).
Source NOT verified
Low concern · no
Source NOT verified sits inside the published threshold (no).
Transfers pausable
Low concern · no
Transfers pausable sits inside the published threshold (no).
Blacklist function
Low concern · no
Blacklist function sits inside the published threshold (no).
Mintable supply
Watch · YES
Mintable supply is a watch item (YES).
Upgradeable proxy
Low concern · no
Upgradeable proxy sits inside the published threshold (no).
Tax modifiable
Low concern · no
Tax modifiable sits inside the published threshold (no).
External call
Low concern · no
External call sits inside the published threshold (no).
Buy / sell tax
Low concern · 0.0% / 0.0%
Buy / sell tax sits inside the published threshold (0.0% / 0.0%).
Owner address
Low concern · 0x8119ec16…
Owner address sits inside the published threshold (0x8119ec16…).
2. Holder concentrationWatch
Top-10 holders (all, incl. contracts/CEX)
Watch · 67.4%
Top-10 holders (all, incl. contracts/CEX) is a watch item (67.4%).
Top-10 non-contract, unlocked wallets
Low concern · 13.0%
Top-10 non-contract, unlocked wallets sits inside the published threshold (13.0%).
Largest single non-contract wallet
Watch · 6.7%
Largest single non-contract wallet is a watch item (6.7%).
Holder count
Low concern · 73,785
Holder count sits inside the published threshold (73,785).
Creator wallet balance
Low concern · 0.0%
Creator wallet balance sits inside the published threshold (0.0%).
- Contracts in the top 10 (staking, bridges, vesting, exchanges) are shown but not flagged; their labels are not verified here. Inference.
3. LiquidityWatch
24h volume / market cap
Low concern · 15.7%
24h volume / market cap sits inside the published threshold (15.7%).
On-chain DEX liquidity (this chain)
Watch · $253.71K (0.07% of MC)
On-chain DEX liquidity (this chain) is a watch item ($253.71K (0.07% of MC)).
Major CEX listings detected
Low concern · Binance, Coinbase
Major CEX listings detected sits inside the published threshold (Binance, Coinbase).
Locked share of top DEX LP
Low concern · 0.0%
Locked share of top DEX LP sits inside the published threshold (0.0%).
4. Supply and unlocksWatch
Circulating / total supply
Watch · 61.8% (173,843,752 / 281,527,448)
Circulating / total supply is a watch item (61.8% (173,843,752 / 281,527,448)).
FDV / market cap
Watch · 1.62x ($601.76M / $371.59M)
FDV / market cap is a watch item (1.62x ($601.76M / $371.59M)).
Max supply cap
Watch · none (uncapped / inflationary)
Max supply cap is a watch item (none (uncapped / inflationary)).
Contract mint function
Watch · present
Contract mint function is a watch item (present).
12-month unlock schedule
No data · Reliable current data not found (free tier). Needs DefiLlama API or Tokenomist.
12-month unlock schedule: reliable current data not found.
5. Team and treasuryLow concern
Treasury tracked by DefiLlama
No data · Reliable current data not found
Treasury tracked by DefiLlama: reliable current data not found.
Disclosed funding rounds
Low concern · 3 rounds, ~$3.7M disclosed
Disclosed funding rounds sits inside the published threshold (3 rounds, ~$3.7M disclosed).
Recorded hacks (DefiLlama)
Low concern · none recorded
Recorded hacks (DefiLlama) sits inside the published threshold (none recorded).
Team identity / doxxing
No data · Not assessed by automated sources
Team identity / doxxing: reliable current data not found.
6. Does product success reach the holder?Low concern
Usage
Low concern · TVL $1.24B; 90d change +12.6%
Usage sits inside the published threshold (TVL $1.24B; 90d change +12.6%).
External fees (users pay)
Low concern · $16.71M trailing 12m; $425.31K last 30d
External fees (users pay) sits inside the published threshold ($16.71M trailing 12m; $425.31K last 30d).
Protocol revenue
Low concern · $16.39M trailing 12m
Protocol revenue sits inside the published threshold ($16.39M trailing 12m).
Revenue to token holders
Low concern · $12.60M trailing 12m (76.9% of revenue)
Revenue to token holders sits inside the published threshold ($12.60M trailing 12m (76.9% of revenue)).
Holder revenue / market cap
Low concern · 3.39% per year
Holder revenue / market cap sits inside the published threshold (3.39% per year).
Market cap / revenue
Low concern · 22.7x
Market cap / revenue sits inside the published threshold (22.7x).
- Fact DefiLlama attributes $12.60M of trailing-12-month revenue to token holders, out of $16.39M protocol revenue and $16.71M gross fees.
- Inference A measurable link exists from product usage to holders. Whether it reaches every holder or only those who stake or lock is not determined by this data. Check the project docs.
- Inference FDV is 1.6x market cap, so future supply could dilute holder-level economics.
- Fact CoinGecko lists no max supply. Emissions can offset holder revenue.
7. Mini scorecard
Customers pay (external fees)
Low concern · Strong
Customers pay (external fees) sits inside the published threshold (Strong).
Success tied to token value
Low concern · Strong
Success tied to token value sits inside the published threshold (Strong).
Dilution manageable
Watch · Some
Dilution manageable is a watch item (Some).
Contract risk contained
Watch · Some
Contract risk contained is a watch item (Some).
Ownership dispersed
Watch · Some
Ownership dispersed is a watch item (Some).
Risks monitorable
Watch · Some
Risks monitorable is a watch item (Some).
8. What would change this read
- Next token unlock: unknown on free data. Add an unlock source.
- Any mint event or change to the minter or owner role (GoPlus re-check).
- Holder revenue (DefiLlama) falls more than 30% quarter over quarter.
- Top non-contract wallet share rises above the 25% threshold.
Data detail
Based on 7 sources, model rf-1.0. 41 of 44 visible rows had a reading.
Project description via CoinGecko, unverified: Pendle is a protocol that enables the tokenization and trading of future yield
Price $2.14 · MC $371.59M · FDV $601.76M · 24h $58.30M · 30d 0.8%
| Section | Indicator | Reading | Value | Source |
|---|---|---|---|---|
| Contract risks | Honeypot (cannot sell) | Low concern | no | Fact (GoPlus) |
| Contract risks | Buy blocked | Low concern | no | Fact (GoPlus) |
| Contract risks | Hidden owner | Low concern | no | Fact (GoPlus) |
| Contract risks | Owner can reclaim ownership | Low concern | no | Fact (GoPlus) |
| Contract risks | Self-destruct | Low concern | no | Fact (GoPlus) |
| Contract risks | Source NOT verified | Low concern | no | Fact (GoPlus) |
| Contract risks | Transfers pausable | Low concern | no | Fact (GoPlus) |
| Contract risks | Blacklist function | Low concern | no | Fact (GoPlus) |
| Contract risks | Mintable supply | Watch | YES | Fact (GoPlus) |
| Contract risks | Upgradeable proxy | Low concern | no | Fact (GoPlus) |
| Contract risks | Tax modifiable | Low concern | no | Fact (GoPlus) |
| Contract risks | External call | Low concern | no | Fact (GoPlus) |
| Contract risks | Buy / sell tax | Low concern | 0.0% / 0.0% | Fact (GoPlus) |
| Contract risks | Owner address | Low concern | 0x8119ec16… | Fact (GoPlus) |
| Holder concentration | Top-10 holders (all, incl. contracts/CEX) | Watch | 67.4% | Fact |
| Holder concentration | Top-10 non-contract, unlocked wallets | Low concern | 13.0% | Fact |
| Holder concentration | Largest single non-contract wallet | Watch | 6.7% | Fact |
| Holder concentration | Holder count | Low concern | 73,785 | Fact (GoPlus) |
| Holder concentration | Creator wallet balance | Low concern | 0.0% | Fact (GoPlus) |
| Liquidity | 24h volume / market cap | Low concern | 15.7% | Fact (CoinGecko); thresholds are our rule |
| Liquidity | On-chain DEX liquidity (this chain) | Watch | $253.71K (0.07% of MC) | Fact (GoPlus/RugCheck) |
| Liquidity | Major CEX listings detected | Low concern | Binance, Coinbase | Fact (GoPlus) |
| Liquidity | Locked share of top DEX LP | Low concern | 0.0% | Fact (GoPlus); less critical when CEX-listed (inference) |
| Supply and unlocks | Circulating / total supply | Watch | 61.8% (173,843,752 / 281,527,448) | Fact (CoinGecko) |
| Supply and unlocks | FDV / market cap | Watch | 1.62x ($601.76M / $371.59M) | Fact (CoinGecko) |
| Supply and unlocks | Max supply cap | Watch | none (uncapped / inflationary) | Fact (CoinGecko) |
| Supply and unlocks | Contract mint function | Watch | present | Fact (GoPlus) |
| Supply and unlocks | 12-month unlock schedule | No data | Reliable current data not found (free tier). Needs DefiLlama API or Tokenomist. | Gap |
| Team and treasury | Treasury tracked by DefiLlama | No data | Reliable current data not found | Fact (DefiLlama) |
| Team and treasury | Disclosed funding rounds | Low concern | 3 rounds, ~$3.7M disclosed | Fact (DefiLlama raises) |
| Team and treasury | Recorded hacks (DefiLlama) | Low concern | none recorded | Fact (DefiLlama) |
| Team and treasury | Team identity / doxxing | No data | Not assessed by automated sources | Gap |
| Does product success reach the holder? | Usage | Low concern | TVL $1.24B; 90d change +12.6% | Fact (DefiLlama) |
| Does product success reach the holder? | External fees (users pay) | Low concern | $16.71M trailing 12m; $425.31K last 30d | Fact (DefiLlama; methodology per DefiLlama adapter) |
| Does product success reach the holder? | Protocol revenue | Low concern | $16.39M trailing 12m | Fact (DefiLlama) |
| Does product success reach the holder? | Revenue to token holders | Low concern | $12.60M trailing 12m (76.9% of revenue) | Fact (DefiLlama dailyHoldersRevenue) |
| Does product success reach the holder? | Holder revenue / market cap | Low concern | 3.39% per year | Estimate (calc from facts above) |
| Does product success reach the holder? | Market cap / revenue | Low concern | 22.7x | Estimate (calc) |
| Mini scorecard | Customers pay (external fees) | Low concern | Strong | Rule (published thresholds) |
| Mini scorecard | Success tied to token value | Low concern | Strong | Rule (published thresholds) |
| Mini scorecard | Dilution manageable | Watch | Some | Rule (published thresholds) |
| Mini scorecard | Contract risk contained | Watch | Some | Rule (published thresholds) |
| Mini scorecard | Ownership dispersed | Watch | Some | Rule (published thresholds) |
| Mini scorecard | Risks monitorable | Watch | Some | Rule (published thresholds) |
Sources
- CoinGecko coin: https://api.coingecko.com/api/v3/coins/pendle?localization=false&tickers=false&community_data=false&developer_data=false (2026-10-14 01:17 UTC)
- GoPlus token security: https://api.gopluslabs.io/api/v1/token_security/1?contract_addresses=0x808507121b80c02388fad14726482e061b8da827 (2026-10-14 01:17 UTC)
- DefiLlama protocols list: https://api.llama.fi/protocols (2026-10-14 01:17 UTC)
- DefiLlama protocol: https://api.llama.fi/protocol/pendle (2026-10-14 01:17 UTC)
- DefiLlama dailyFees: https://api.llama.fi/summary/fees/pendle?dataType=dailyFees (2026-10-14 01:17 UTC)
- DefiLlama dailyRevenue: https://api.llama.fi/summary/fees/pendle?dataType=dailyRevenue (2026-10-14 01:17 UTC)
- DefiLlama dailyHoldersRevenue: https://api.llama.fi/summary/fees/pendle?dataType=dailyHoldersRevenue (2026-10-14 01:17 UTC)